Terms of Use

Last updated: May 19, 2026. Get Loan Calc provides educational loan estimates only. By using the website, calculator, guides, or exported schedules, you agree to use the results as planning information rather than financial, legal, tax, lending, or professional advice.

Calculator scope

The calculator estimates fixed-payment loan scenarios using the values you enter. It can help compare monthly payments, total interest, payoff timing, extra-payment savings, and amortization schedules, but it does not evaluate credit, guarantee approval, quote a lender, or verify eligibility for any loan program.

Accuracy and limitations

Loan results depend on the values entered and may differ from lender disclosures, fees, escrow requirements, taxes, insurance, mortgage insurance, dealer fees, education loan rules, variable rates, grace periods, deferment periods, rounding methods, and other real-world costs.

Your responsibility

You are responsible for verifying any calculation before using it to make a financial decision. Consult a lender, broker, financial professional, tax professional, or other qualified adviser for advice specific to your situation.

CSV exports

CSV exports are provided for personal spreadsheet review. Review exported schedules carefully before sharing or relying on them, and remember that they are generated from your inputs rather than official lender disclosures.

Acceptable use

Do not misuse the site, attempt to disrupt the calculator, copy the site in a misleading way, or use the content to present unofficial estimates as lender-approved terms.

Changes

The site is provided as-is without warranties. We may update the calculator, content, or these terms at any time.

Contact

Questions about these terms can be sent to hello@getloancalc.com.